Trusted Insurance & Financial Services
Tailored financial planning and insurance solutions for Ontario residents in Ottawa, Kingston, and Perth.
Insurance & Financial Services
Trusted life insurance brokers offering tailored financial planning solutions.
Retirement Planning
Securing your retirement can be complex, requiring a deep understanding of both tax strategies and retirement planning rules that have proven effective over time. Whether you're seeking retirement planning services in Ottawa or looking for an expert in Kingston, a qualified retirement planner can help. They will assess your assets, liabilities, goals, and lifestyle needs to create a personalized strategy aimed at achieving long-term financial security.
A comprehensive retirement plan often includes strategies such as systematic withdrawals from registered accounts (like RRSPs or RRIFs), annuities for guaranteed lifetime income, income from government benefits (such as CPP and OAS), and dividend-generating investment portfolios. Tax-efficient drawdown strategies—such as delaying CPP or minimizing withdrawals from taxable accounts early on—can also help extend the longevity of your savings.
The ultimate goal is to ensure a stable and reliable income stream throughout your retirement.
Insurance Management
At Kelly Dejong Financial Corporation, we specialize in providing one-on-one, personalized insurance solutions that are tailored to meet the unique needs of each client. Whether you require personal, group, or corporate insurance, our approach is built around understanding your specific situation and delivering customized strategies that offer maximum protection and value.
Our services include:
Personal Insurance: Coverage designed to protect you and your family, including life, disability, critical illness, and health insurance.
Group Insurance: Benefits packages tailored for businesses and organizations, covering health, dental, life, and disability for employees.
Corporate Insurance: Strategic solutions for business continuity, including key person insurance, buy-sell agreements, and executive benefits planning.
Each plan is crafted with care and precision, ensuring that your coverage evolves as your life or business grows. We take pride in our ability to build long-term relationships through trust, transparency, and an unwavering commitment to your financial security.
With Kelly Dejong Financial Corporation, you can expect insurance solutions that are not only comprehensive but also truly aligned with your goals and priorities.
What Sets Us Apart
At Kelly Dejong Financial Corporation, we distinguish ourselves through our client-centric approach, deep industry expertise, and unwavering commitment to transparency. Unlike larger firms that may offer one-size-fits-all solutions, we take the time to truly understand your personal and financial circumstances. Our recommendations are completely independent, meaning we work for you—not for an insurance provider. With local service throughout Ottawa, Kingston, and Perth, we combine regional insight with professional excellence to deliver insurance strategies that are both effective and reassuring.
Segragated Funds and Annunities
Investment selection is a critical process that ensures a client's portfolio aligns with their risk tolerance, time horizon, and financial goals. At Kelly Dejong Financial Corporation, we use a disciplined, research-driven approach that blends both qualitative and quantitative methods to make informed investment decisions. Here are the key investment selection methods we apply:
Risk Profiling and Client Assessment
We begin by assessing each client’s financial situation, investment goals, risk tolerance, and time horizon. This helps us determine the most suitable asset allocation and investment strategy for the individual or organization.Asset Allocation Strategy
We design a diversified portfolio by strategically allocating assets across various categories such as equities, fixed income, segregated funds, annuities, mutual funds, and alternative investments. Diversification reduces risk and enhances long-term returns.Fundamental Analysis
We analyze individual investment opportunities based on financial statements, market position, management strength, and economic indicators. This helps us evaluate the intrinsic value and future potential of specific securities or funds.Technical Analysis
For more actively managed investments, we consider technical indicators, price trends, and trading volumes to time entry and exit points, especially in more volatile markets.Historical Performance Review
We review the long-term performance of investment products under different market conditions to ensure consistency and reliability.Economic and Market Trend Analysis
Our advisors stay updated on macroeconomic factors, interest rates, geopolitical events, and industry trends to adapt investment strategies as conditions evolve.Due Diligence and Third-party Research
We utilize independent third-party research reports and proprietary tools to validate our findings and reduce selection bias.Ongoing Monitoring and Rebalancing
Once investments are selected, we continuously monitor the portfolio to ensure it remains aligned with the client’s goals. We rebalance periodically to adjust for market fluctuations and performance deviations.
By combining these methods, we aim to build resilient, high-performing portfolios that support our clients' financial growth while managing risks effectively.
Overall, I highly recommend Kelly Dejong to anyone seeking professional insurance and wealth management services. Her kindness, knowledge, and dedication make her an invaluable asset in achieving financial goals and securing a prosperous future.
Kayla Petrasek
If you're like me and are thrilled when things are quick, smooth and painless then Hailey is your person. She was an absolute dream to have setting up my current policy. 5 stars hands down
Shawn Williams